{"id":23189,"date":"2026-02-18T12:34:35","date_gmt":"2026-02-18T12:34:35","guid":{"rendered":"https:\/\/journals.amssr.org\/grjaf\/?p=23189"},"modified":"2026-02-18T12:37:21","modified_gmt":"2026-02-18T12:37:21","slug":"treasury-management-and-stability-of-deposit-money-banks-in-nigeria","status":"publish","type":"post","link":"https:\/\/journals.amssr.org\/grjaf\/2026\/02\/18\/treasury-management-and-stability-of-deposit-money-banks-in-nigeria\/","title":{"rendered":"Treasury Management and Stability of Deposit Money Banks in Nigeria"},"content":{"rendered":"\n<p>Download PDF<\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/journals.amssr.org\/grjaf\/wp-content\/uploads\/sites\/2\/2026\/02\/Treasury-Management-and-Stability-of-Deposit-Money-Banks-in-Nigeria.docx.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of Treasury Management and Stability of Deposit Money Banks in Nigeria.docx.\"><\/object><a id=\"wp-block-file--media-a9c34512-5a95-4529-bd42-ff0715c47937\" href=\"https:\/\/journals.amssr.org\/grjaf\/wp-content\/uploads\/sites\/2\/2026\/02\/Treasury-Management-and-Stability-of-Deposit-Money-Banks-in-Nigeria.docx.pdf\">Treasury Management and Stability of Deposit Money Banks in Nigeria.docx<\/a><a href=\"https:\/\/journals.amssr.org\/grjaf\/wp-content\/uploads\/sites\/2\/2026\/02\/Treasury-Management-and-Stability-of-Deposit-Money-Banks-in-Nigeria.docx.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-a9c34512-5a95-4529-bd42-ff0715c47937\">Download<\/a><\/div>\n\n\n\n<p>Authors<\/p>\n\n\n\n<p><strong>Duruechi, Anthony H, Ph.D<\/strong><\/p>\n\n\n\n<p><strong>Uchenna I. Nnaomah,<\/strong><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Abstract<\/strong><\/p>\n\n\n\n<p>This paper examined treasury management practices and the stability of deposit money banks (DMBs) in Nigeria within the period 2004 to 2024. The research relied on secondary data obtained from the Central Bank of Nigeria (CBN) statistical bulletin. Stability of Deposit Money Banks was proxied by total assets of deposit money banks, which captured the size, strength, resilience of banks and by extension serves as a robust measure of stability. Treasury management activities were represented by cash deposits with domestic inter-banks, cash deposits held with the Central Bank of Nigeria (CBN), and investments in treasury bills. The study employed the error correction mechanism (ecm) to analyze the data.&nbsp; Findings from the results indicated that all the treasury management variables employed exhibited a positive and statistically significant relationship with bank stability. Thus, suggests that inter-bank placements, reserve balances with the CBN and investments in government securities contributes significantly to the financial stability of deposit money banks in Nigeria.&nbsp; The study therefore, concluded that treasury management remains a critical determinant of the financial stability of deposit money banks in Nigeria. Based on results, it was recommended that bank management should intensify efforts toward optimizing treasury functions, particularly with respect to funds deposited with other financial institutions. Strengthening treasury policies, improving liquidity forecasting capabilities, and ensuring prudent investment in secured financial instruments will further enhance the stability, competitiveness and long-term sustainability of Nigerian banks.<\/p>\n\n\n\n<p><strong>Keywords: treasury management, financial stability, Deposit Money Banks in Nigeria.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Download PDF Authors Duruechi, Anthony H, Ph.D Uchenna I. Nnaomah, Abstract This paper examined treasury management practices and the stability of deposit money banks (DMBs) in Nigeria within the period 2004 to 2024. The research relied on secondary data obtained from the Central Bank of Nigeria (CBN) statistical bulletin. Stability of Deposit Money Banks was proxied by total assets of deposit money banks, which captured the size, strength, resilience of banks and by extension serves as a robust measure of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":21742,"comment_status":"open","ping_status":"0","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[335,621,619],"tags":[],"class_list":["post-23189","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-grjaf","category-vol-6-issue-2","category-volume-6"],"_links":{"self":[{"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/posts\/23189","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/comments?post=23189"}],"version-history":[{"count":1,"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/posts\/23189\/revisions"}],"predecessor-version":[{"id":23191,"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/posts\/23189\/revisions\/23191"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/media\/21742"}],"wp:attachment":[{"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/media?parent=23189"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/categories?post=23189"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/journals.amssr.org\/grjaf\/wp-json\/wp\/v2\/tags?post=23189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}